HAP

How Medicare Works

Get to know the different "Parts" of Medicare – from Original Medicare (Parts A & B), to Medicare Advantage plans (Part C), to prescription drug coverage (Part D) and Medical Supplement Plans. HAP makes it easy to understand how Medicare works.

Original Medicare.

Part A

Part A helps to cover hospital inpatient care. Most people who have been employed and paid Medicare taxes may not have a Part A premium.

Part B

Medicare Part B helps cover things like doctor visits, outpatient services and preventive care. You will pay a monthly premium if you want Part B coverage.

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Part C.

Medicare Part C plans – also known as Medicare Advantage plans – are offered by private companies like HAP. They provide all the coverage available in Medicare Part A and Part B, and may include additional benefits as well. They can also include Medicare Part D prescription drug coverage.

Why would I want Part C?

In this installment of HAP's Medicare in Minutes series, we take a look at what isn't covered by Medicare Part A and Part B and highlight the additional benefits of a Medicare Advantage plan (Part C). We also introduce Supplements, which help cover the gaps in Original Medicare.

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Part D.

Medicare Part D is prescription drug coverage available only through private companies like HAP. It helps lower prescription drug costs and protect against higher costs in the future.

HAP’s Medicare Advantage health plans offer prescription coverage.

Part D: Medicare Prescription Drug Coverage.

In this installment of HAP's Medicare in Minutes series, we take a look at what isn't covered by Medicare Part A and Part B and highlight the additional benefits a Medicare Advantage plan or Supplement plan may offer.

HAP’s Medicare Advantage Plans.

HAP offers a variety of Part C plans (available both with and without
Part D prescription drug coverage) to help make sure you get the coverage that's right for your lifestyle and budget.

HAP Senior Plus Henry Ford Tiered Access (HMO)
HAP Senior Plus (HMO)
HAP Senior Plus Medical Only (HMO)
HAP Senior Plus (HMO-POS)
HAP Senior Plus (PPO)

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Medicare Supplement Plans (Medigap).

Medicare Supplement plans are offered by private companies like Alliance Health and Life Insurance Company (Alliance) as a way to pay for costs not covered by Original Medicare. When you buy a Medicare Supplement, you must have Medicare Part A and Part B.

Medicare Supplement Plans provided by Alliance

Alliance Medicare Supplement

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Not sure what plan is right for you?

Selecting the right Medicare plan is an important decision. Through guided questions, HAP’s Plan Selector Tool can help you make the right choice.

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Have questions?

HAP can help! Send us an email or give us a call and speak with a licensed HAP Medicare Sales Representative. Contact Us.

Alliance Medicare Supplement and Alliance Medicare PPO are products of Alliance Health and Life Insurance Company, a wholly owned subsidiary of HAP.
 
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